American employees have gained confidence in their ability to retire comfortably compared with post-recession lows of last year. However, in spite growing satisfaction with their financial status and fewer workers reporting significant declines in retirement savings, many remain concerned and say they will take additional steps in 2012 to protect their retirement. A new survey [...]
If you are in your golden years, is life insurance still necessary? For retirees, saving every penny may become a very practical matter, especially with American’s living longer than ever. But before you cast off your life insurance, it is important to know why it could still have importance for you and your family. Consider [...]
Your 2012 benefits have started along with the new year, but surprisingly, a majority of workers really don’t understand what all they entail and whether there has been an increase—or more likely a decrease—in benefits paid. In fact, many employees simply re-enroll in the same plan they had previously. While it is too late for [...]
Americans’ sense of financial obligation to family members is strong and born out of love and generosity, but does have limits, according to a new study by the MetLife Mature Market Institute. Multi-Generational Views on Family Financial Obligations: A MetLife Survey of Baby Boomers and Members of Generations X and Y reports that most people [...]
The last convoy of U.S. soldiers pulled out of Iraq in mid-December with horns honking and waves, ending nearly nine years of war. It was happy news for military families, and marked a joyful time of being home for the holidays. With the New Year here, however, Iraq War veterans are being urged to review [...]
Each year we enjoy some time with family as we exchange presents and share a great meal. Perhaps you recently opened up a photo album and took a look at some pictures from several years ago during one of those holiday gatherings and noticed how much times and people have changed. The truth is that [...]
Life insurance isn’t always something everyone is comfortable discussing because it reminds us of our mortality, but the truth is that 43 percent of Americans have less than ten thousand dollars in their savings account. Life insurance provides a significant buffer between your principal finances and any unexpected illnesses, injuries, and death. Life insurance is [...]
Did you know that in some instances Uncle Sam can help you pay for long-term care insurance? According to a recent article in Forbes magazine, a tax deduction can help you afford long-term care insurance. While it won’t benefit everyone, it’s worth checking into. If you’re buying it as an individual, it might be a [...]
With the holiday season in full gear, thinking about life insurance could be considered a downer. But, actually it should be considered a gift of financial security. If you have financial responsibilities for loved ones and don’t currently have life insurance, consider giving a present that will help provide security and income in the event [...]
The very purpose of having a life insurance policy is to provide financial assistance and security to loved ones if you should die. Some higher-end individuals even use life insurance for estate planning. So, it is surprising to hear that hundreds millions of dollars in life insurance goes unclaimed each year. Why? Beneficiaries don’t know [...]