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Guaranteed Acceptance Limited Medical Indemnity Insurance








Office Visits Benefits
Wellness Visits Benefits
Hospital & ICU Benefits
Surgical Benefits
Accident Medical Expense
Emergency Benefits & More

 

Short Term Health Insurance

 

What are Core Health Insurance Plans?

Core Health Insurance provides limited medical indemnity plans which are designed and priced to help people gain access or save money on healthcare.    

Core Health Insurance provides coverage for your everyday healthcare needs. Plan options can include:

  • Doctor Office Visits (adult and child)
  • Wellness Visits (adult and child)
  • Hospital and ICU benefits
  • Emergency Benefits
  • Surgery and anesthesia benefits
  • Accident medical expenses and more
  • Single or Family coverage
  • Freedom to choose any provider (Doctor, Hospital)

Plans start as low as $94 per month. There are many useful ways to use these plans.

Which plan will benefit me?

Looking to save money, gain access to medical insurance, or supplement your current major medical plan?   

Limited Medical plans are useful in many situations:

  1. These plans are "Guaranteed Acceptance**" and do not require medical questions or exams to qualify.
  2. Save money by supplementing current Major Medical Plan - If you have a major medical plan you can save money by increasing your current plan's deductible (out of pocket). Then take advantage of the Core Health Insurance Plans value for your basic medical needs. For example, the "Value Plan" covers office, wellness visits, x-ray/lab and accident benefits.
  3. Often time's access to major medical coverage is restrictedbecause of its higher cost. In such situations, Core Health Insurance is a valuable option.

** Based on eligibility (age and state availability)

What is the difference between Major Medical and Limited Medical Indemnity Insurance?

It is important to understand the difference between major medical and limited medical insurance.    

Major Medical plans typically cover a broad range of healthcare needs and are usually effective in covering serious illness or injury where health care costs are high. Major medical plans usually have a set amount, or deductible, for which the patient is responsible. Once that is paid, the plan covers most of the remaining cost of care, subject to co-pays or co-insurance paid by the patient.

Limited Medical (Core Health Insurance) plans provide specific benefit amounts for specific medical care expenses due to an accident or sickness. Any costs incurred in excess of the stated benefit amount are the responsibility of the insured. Please review the plan benefits and limitations and exclusions to determine if they meet your needs.

 

Short Term Health Insurance
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