How CompassQuote Began
With the advent of the Internet the insurance consumer has become empowered to conduct research and save huge amounts on their insurance costs.
CompassQuote is an independent insurance broker representing many of the top insurance companies
in the country. No longer are you stuck sitting there in front of your local insurance agent who can only quote rates from only one insurance company. The truth
of the matter is different insurance companies specialize in certain products, and the amount consumers can save can reach into the neighborhood
of 70%!! And these huge savings are from insurance companies that are among the top rated companies according to top 3rd party rating services like Standard & Poors's,
Moody's Investors Services, Fitch, and A.M Best.
Now just because you can view rates from all the top insurance carriers doesn't mean the consumer will choose to apply with the best insurance company for his/her individual situation.
Like we said... certain insurance companies specialize not only in certain insurance products, but also certain niches. While insurance companies are reluctant to start an all out price
war, they are willing to better serve certain niches concerning their underwriting guidelines. For example: Company A will have more lenient guidelines relating to those taking blood pressure
medicine, while Company B will not penalize applicants that are taking medication for depression.
Some competitors will require a phone conversation to better match the consumer with the best insurance
company. CompassQuote has taken this a step further allowing the consumer
to view the underwriting guidelines tables used to help choose the best insurance company... Please Note: the provided underwriting guidelines tables are just that... guidelines. In the end, the underwriters
from the insurance companies make the class rating decisions based on many factors that may not be contained within our tables. And companies do change their underwriting guidelines as well. Our tables are only to be used
as an aid to help point you in the right direction.
Brian J. Greenberg